How to evaluate investment opportunities
A rewarding investment begins with a thorough evaluation. Understanding how to evaluate investment opportunities enables you to safeguard your financial future. It’s not just about spotting a potentially profitable venture, but also about ascertaining whether the opportunity aligns with your financial aspirations, risk threshold, and long-term investment strategy. Here is an easy-to-follow guide to help […]
ACCESS THE MARKET ABROAD AS A DTMC
In 2013, the South African government introduced the Domestic Treasury Management Company (DTMC) regime to allow South African companies that are registered with the Financial Surveillance Department (FinSurv) of the South African Reserve Bank (SARB) to expand into the rest of Africa and abroad. The DTMC Regime, in essence, allows unlisted companies to establish one subsidiary […]
WHAT SHOULD YOU CONSIDER WHEN INVESTING IN A BUSINESS
You have worked hard for many years, and have finally saved enough funds and mustered the courage to take the big leap that you have been dreaming about for such a long time… you are going to invest in your own business. You have found the perfect business and is excited about your new journey, […]
A year of Sheep, Wolves and Sheepdogs!
There was a memorable scene in the movie American Sniper where an extract from a book written by Lieutenant Colonel David Grossman called On Combat which was published in 2004 was quoted by the main character Chris Kyle. The extract went as follows: “If you have no capacity for violence then you are a healthy […]
Never invest in an Investment you can’t understand
Estimated Annual Cost Harbour Wealth clients may have already noticed a new acronym floating around the financial services space – EAC! At first glance it may look like another convoluted formula, designed to pull the wool over our eyes. It is, however, anything but that and goes a long way in helping clients, and in […]
South Africa’s latest credit ratings
South Africa’s credit ratings have been in the news a lot recently. With much talk of a possible downgrade to junk status, the anticipation of the revised ratings has been rather like waiting for a bad school report. Here is South’s Africa’s most recent ‘report card’ from the three ‘world players’ in the rating industry: […]