Build your emergency safety net fund today
Ask any trapeze artist, and they’ll tell you that a safety net is a non-negotiable part of flying high. While few of us are circus performers, an emergency savings fund is still one of the most important requirements for our peace of mind and financial stability. Life has a way of throwing curveballs. Whether it’s […]
Essential Financial Lessons Every Parent Should Pass Down
It’s true; financial literacy is as crucial as academic education, and many of us find ourselves reflecting on the lessons we wish were imparted by our parents. Growing up in South Africa, where economic challenges and opportunities coexist, understanding money management from an early age could have set a solid foundation for personal financial success. […]
Investing in physical assets
Slow-and-steady returns for patient investors After a period of low-interest rates, coupled with the printing of money in the world’s largest economies (such as the US and UK), monetary policy is getting tighter. This means that interest rates are rising and that it is harder to get low-interest-rate loans. In addition, investors seek a higher […]
The HOW and WHY of Offshore Investing
Whenever the Rand or our president misbehaves, we know the interest in offshore investing peaks, and understandably so. Last year the Rand depreciated by roughly 30% against developed market currencies, and on average has historically depreciated by 6% p.a. Our neighbouring country Zimbabwe has taught many of our friends and family the harsh reality about […]